It’s no longer “if” you get hacked but “when.” As data breaches continue to rise, organizations are turning to cyber insurance for more protection. Unfortunately, due to the number of cyber attacks and claims, cyber insurance firms are limiting payouts based on exceptions in the terms and conditions.

In 2021, businesses were still fighting COVID, struggling to come back from the shut downs and trying to ward off hackers. Unfortunately, cyber criminals just couldn’t give business owners a break as they used the global pandemic to their advantage. Ransomware attacks were up and the nation saw one breach after another being reported like the T-Mobile hack and the Colonial Pipeline attack.

Just when everything was getting back to normal, the Delta variant of COVID-19 hits, keeping employees out of the office and working from home. While working remotely has become a little less foreign, many companies are still struggling with keeping company culture strong.